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THE SIMPLE ECONOMIST
Innovative Financial Modeling Techniques
Financial modeling is a critical skill in the world of finance, providing the necessary frameworks for making informed decisions,...
Nicholas Masagao
Jun 7, 20243 min read


Automatic Valuation Python –– Wacc
This is the second post in the series on automatic valuation. The first post was on the code for calculating the actual DCF valuation....
Nicholas Masagao
May 2, 20231 min read


Automatic DCF Valuation Python
DCF valuation can be a tiresome task. It requires hours of scouring information online and reading balance sheets. The code that I...
Nicholas Masagao
Apr 20, 20231 min read
Unraveling the Mysteries of Bank Valuation: Key Concepts and Methods
Introduction Bank valuation may seem like a daunting and complex subject, but it is an essential component of the financial industry....
Nicholas Masagao
Apr 18, 20233 min read
Improper Integrals
Improper integrals are integrals that do not converge in the usual sense. These types of integrals are important in mathematics,...
Nicholas Masagao
Apr 14, 20232 min read


Great News for Markets –– Slowing Infaltion
Inflation is a persistent increase in the general price level of goods and services over time. While some level of inflation is necessary...
Nicholas Masagao
Apr 12, 20232 min read


Investment Rules: IRR
Investing can be a daunting task, especially when it comes to evaluating the potential returns of an investment opportunity. One popular...
Nicholas Masagao
Apr 3, 20232 min read


Atomic Habbits
Atomic Habits, written by James Clear, is a self-help book that provides a comprehensive guide to building good habits and breaking bad...
Nicholas Masagao
Mar 3, 20231 min read


The Service Economy: What It Is and Why It Matters Now
In recent decades, the world has seen a significant shift toward service economies. A service economy is an economic system where the...
Nicholas Masagao
Mar 3, 20232 min read


Yield Curve Inversion
The yield curve is a critical indicator of the health of an economy. It represents the relationship between interest rates and the...
Nicholas Masagao
Mar 2, 20232 min read


Warnings of a Stock Market Bubble Finally Prove Too Much for S&P 500
A stock market bubble occurs when stock prices rise above their intrinsic value due to speculation and investor enthusiasm, rather than...
Nicholas Masagao
Feb 24, 20231 min read
Combating Inflation
There are several ways that the government can combat inflation through fiscal policy. Fiscal policy refers to the government's use of...
Nicholas Masagao
Feb 24, 20232 min read


Time series Analysis
Time series analysis is a statistical technique that deals with the analysis of data collected at regular intervals over time. It is used...
Nicholas Masagao
Feb 24, 20232 min read


Stochastic Finance
Stochastic calculus is a branch of mathematics that deals with the study of stochastic processes, which are random processes that evolve...
Nicholas Masagao
Feb 24, 20232 min read


The Application of Linear Algebra to Finance
Linear algebra is a branch of mathematics that deals with the study of linear equations and their properties. It has a wide range of...
Nicholas Masagao
Feb 24, 20232 min read
Intro to Linear Algebra
Linear algebra is a fundamental branch of mathematics that deals with the study of vector spaces and linear transformations between them....
Nicholas Masagao
Feb 24, 20231 min read
Making a Value Portfolio
A value portfolio typically includes stocks that are considered undervalued by the market. The goal is to buy these stocks at a discount...
Nicholas Masagao
Feb 22, 20231 min read


Buy thesis Jackson Financial
Investors are always on the lookout for promising stocks that can provide them with good returns on their investments . One such stock...
Nicholas Masagao
Feb 22, 20232 min read


CPI and Interest Rates: Understanding the Connection
The Consumer Price Index (CPI) and interest rates are two critical economic indicators that are closely related. The CPI measures changes...
Nicholas Masagao
Feb 22, 20232 min read


Oligopoly: Understanding the Basics
When we think of competition, we often imagine a marketplace filled with numerous firms, each vying for consumers' attention and...
Nicholas Masagao
Feb 22, 20232 min read
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